Thandal loan software for daily-interest lenders
Thandal lending runs on short cycles, daily collection and face-to-face trust. The books are usually a notebook per agent. RupeeBeat replaces the notebook with an app that works offline, speaks Tamil and tells you every evening exactly what came in.
Daily collection, in Tamil
Thandal and similar daily-interest or short-cycle loans need an agent to visit the borrower every day. RupeeBeat shows the agent the day's list, the amount due and any pending balance, and the whole app and portal can be switched to Tamil along with Hindi, Telugu, Kannada and English.
Payment is cash or UPI QR, and each collection produces a receipt that can be sent on WhatsApp. The app keeps working without a signal and syncs later, which matters in market lanes and basements.
- ✓Tamil interface for agents and managers
- ✓Automatic late penalties
- ✓Partial payments and promises to pay through approvals
- ✓Excel / CSV collection report
Penalties and exceptions with a paper trail
Late penalties are calculated automatically so agents do not argue over arithmetic. When a borrower can only pay part of the instalment, or needs a waiver, the agent raises an approval request; the manager accepts or rejects it and the decision is saved in the audit log.
At the end of the day the agent counts the cash by note denomination and the manager approves the settlement against the collections recorded.
Keep your lending book yours
Each finance company gets a private workspace. Agents are bound to their device, an optional GPS geo-fence limits collections to the borrower's location, and deleted records can be restored. You decide who sees what with separate roles for owners, managers and agents.
Rules about interest and licensing differ by state and by lender type. RupeeBeat records and collects what you configure; it does not give legal advice.
Frequently asked questions
- Is the app available in Tamil?
- Yes. The Android app and web portal support Tamil, English, Hindi, Telugu and Kannada.
- Can I run daily-interest loans?
- You can set up daily, weekly and monthly loans, with automatic late penalties and instalment tracking per agent.
- What if a borrower pays only part?
- The agent raises a partial payment approval, the manager decides, and the outcome is stored in the audit log.
- Will it work in areas with poor network?
- Yes. The Android app is offline-first and syncs when a connection is available.
Related
Every rupee, counted at the doorstep.